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You are eligible to become a Member of LBS Financial Credit Union if you live or work in:

The Counties of Orange, Riverside, San Diego or San Bernardino; or the following Los Angeles County cities: Artesia, Avalon, Azusa, Baldwin Park, Bellflower, Carson, Cerritos, City of Industry, Claremont, Compton, Covina, Diamond Bar, Downey, El Segundo, Gardena, Glendora, Hacienda Heights, Harbor City, Hawaiian Gardens, Hawthorne, Hermosa Beach, Irwindale, La Habra Heights, Lakewood, La Mirada, La Puente, La Verne, Lawndale, Lomita, Long Beach, Los Nietos, Manhattan Beach, Norwalk, Palos Verdes Estates, Paramount, Pomona, Rancho Dominguez, Rancho Palos Verdes, Redondo Beach, Rolling Hills Estates, Rolling Hills, Rowland Heights, San Dimas, San Pedro, Santa Fe Springs, Signal Hill, Torrance, Walnut, West Covina, Whittier and Wilmington.

• Employees of the following schools and districts: ABC Unified School District; Bellflower Unified School District; California State University, Long Beach; Cerritos Community College; Concorde Career Institute, Garden Grove, CA; Long Beach City College; Long Beach School for Adults; Long Beach Unified School District; Norwalk-La Mirada School District
• Students and family members of students attending California State University, Long Beach (current students and alumni association members); Cerritos Community College; and Long Beach City College.
• Employment at our list of qualifying employers, found on our online membership application.

You may also qualify for Membership if one of your family members (parent, child, spouse/domestic partner, sibling, grandparent, grandchild, ‘step’ (i.e. stepparent or stepchild) or adoptive relation) is already a Member of LBS Financial Credit Union.

If you don’t qualify based on employment, education, geography or family, but you live or work in California, you may join LBS Financial by becoming a member of the Financial Fitness Association for an additional one-time payment of $8.00. We can facilitate this Membership on your behalf at the branch and share with you the benefits of the FFA.

We reward loyal Members with extra benefits! Members who hold a deposit of over $40,000 or who hold LBS Financial loan balances of over $100,000 qualify for Premier Membership.* Premier Members get a number of benefits, including:

• Interest Checking without a monthly service fee
• One free order of custom checks each year, any design, up to $20 value**
• Free copies of checks (up to 10 copies a month)***
• Free overdraft protection
• Free Notary Service for any documents
• ATM or Visa Debit limit of $3,500****
• Free Money Orders and Credit Union or Cashier’s Checks (combined total of 10 per month)

*Qualifications may change annually. Eligibility is reviewed once a year in the month of May. Annual renewal subject to eligibility.

**Option to select any design, up to $20 credit.

***Limit of 10 copies per month.

****$500 daily cash withdrawal plus a $3,000 daily Point of Sale/Signature limit for a total of $3,500 daily limit.

When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Federal law requires that financial institutions such as LBS Financial collect and keep this information to help fight money laundering and the funding of terrorism.