Person-to-Person Payment Service

What is Popmoney® person-to-person payment service?

Use Popmoney to pay anyone you know, or owe – it’s an easy way to send and receive money directly from your LBS Financial account. Pay your rent or send money to your kids away at college – it’s safe and secure and all you need is an email address or mobile phone number.

What’s the most important thing I should know about Popmoney?

Popmoney® personal-payment network includes 1,400 U.S. financial institutions. It’s easier for you and easier for your friends and family to send and receive money safely and securely in just a few simple steps.


Your friends and family can use the “Quick Deposit” feature to deposit the payment without going through the full enrollment process. If they choose to enroll so they can send money as well. You can even send money directly to a financial institution account, so your recipient doesn’t have to do anything.

Get started today!

Just log into CU OnLine, and click on the Bill Payment tab. Once you are in the Bill Payment section, click on the tab for Popmoney. If this is your first time in the Bill Payment section, you will be prompted to accept disclosures on your first visit. Make sure to turn off your pop-up blocker as Bill Payment will open in a new window.

What are the features?

Popmoney offers several features:
  • Personalize your gift payments with an egreeting template
  • Set up future dated payments and recurring payments
  • Import contacts from popular email services (such as Hotmail®, Yahoo!®, Gmail®)
  • Send money using an account number, in addition to using an email address or mobile number
  • Add multiple email addresses and mobile numbers for any contact
  • Respond to all Popmoney activity, including depositing payments and paying requests, from a central dashboard, or “To Do List”
  • Receive money by simply verifying an email address or mobile phone number (without formally enrolling)
  • Access the largest person to person payment network for financial institutions, with 1,400 participating banks and credit unions

How secure is Popmoney?

From the moment information is sent to Popmoney to the time it is stored and accessed again, it is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else’s payment, one-time passcodes are used. For every initial payment to a new email address or mobile phone number, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney to verify his “ownership” of that mobile number or email address before he can deposit the payment.

How fast can I send and receive money with Popmoney?

With Popmoney, a recipient can receive money in as little as one business day. However, in some cases it may take longer. For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Amounts of $500 or less can be processed in as quickly as 24 hours.

How much money can I send at one time?

Limits may vary by user and financial institution. Limits apply to the amount you can send per transaction, per day and per month, as well as to total outstanding payments. You can always check your limits by going to the “Send Money” screen within the Popmoney service and clicking on the “Help” icon next to the “Amount” field.

Will I be paying any fees?

There is a minimal fee for each transaction. Click here for our current fee schedule.



Accepts Deposits: Yes

Hours of Operation