Fall is here and it’s the perfect time to revisit your financials. Close out the year strong by using our Fall Financial Checklist below:
1. Revisit Your Financial Goals
Check back on the goals you set for 2023. Create a plan for achieving any remaining goals before year-end such as paying off your credit card balance or contributing more to your retirement accounts.
2. Obtain Your Free Credit Report
Visit AnnualCreditReport.com to obtain your free credit report from Equifax, Experian, and TransUnion, and review them for any errors or discrepancies. You may also access your TransUnion Report within Online & Mobile Banking through the Credit Score feature.
3. Set Your Holiday Budget
The holidays are right around the corner. Prepare for holiday expenses by setting your budget for decorations, traveling, gifts, and any donations.
4. Review Your Loans
Review any of your loans to see if refinancing is the best option and if you secure a lower interest rate.
3. Check On Your Emergency Savings Fund
Now is a good time to replenish your emergency savings fund if you used it this year, or add a little more to it for the holiday season.
