Make retirement a reality
IRA certificates are a great way to plan for retirement and earn steady returns. IRA certificates offer the benefits of an Individual Retirement Account combined with a share certificate. These accounts earn a stable return and are Federally insured. We offer IRA certificates with flexible terms up to 60 months and high-yield savings rates. Open an IRA share account online or at a branch. Then, you can open your IRA certificate with just a minimum deposit of $100.