What happens if I do not have the funds available in my account to pay the bill?

The CheckFree Bill Payment program is focused on making your payment on time, every time. CheckFree assumes the risk in paying your bill, whether or not the funds are available in your account.

• If your biller receives payments electronically, CheckFree will credit the biller on the due date you have indicated and then debit your account on the same day.
• If your biller receives payment by check, your account may be debited after the check is received and processed by your biller.
• If there are insufficient funds in your account, you will be responsible for an NSF fee. CheckFree will attempt to debit your account once more the following business day.
• If your payment returns, CheckFree will attempt to recover the funds from your biller.
• If CheckFree is unable to recover the payment, your Bill payment privileges may be frozen until Bill Payment recovers the funds owed to them.

Please review our Fee Schedule for current NSF and Uncollected Funds fees.