ATMs & Branches

LBS Financial Credit Union partners with the CO-OP to offer nearly 30,000 no-surcharge ATMs to our Membership, nationwide. CO-OP ATMs can be found at 7-Eleven® convenience stores and Costco® in addition to credit unions throughout the nation.

CO-OP Shared Branches are located at credit unions throughout the country that participate in this network and have the capability to access your LBS Financial account (upon your authorization) and provide a variety of transaction-based services including obtaining balances, depositing funds, performing withdrawals and paying loans.

LBS Financial Credit Union is a partner of Farmers and Merchant’s (F&M) Bank. F&M Bank branch ATMs allow surcharge-free withdrawals for LBS Financial Members using chip-enabled cards only (ATM Cards do not work at their locations). Deposits at these ATMs are not allowed. Deposits to checking accounts and money market accounts can be made inside of F&M Bank branches using a deposit slip for your LBS Financial account. Please note that these deposits will post to your LBS Financial account within 1-2 business days.