Go paperless

A DBO (Debit Origination) is an automatic withdrawal set up by the Credit Union (on behalf of the Member), from an account at another financial institution, using a routing and account number to satisfy a consumer loan payment.

An LTA (Loan Transfer Agreement) is an automatic transfer from an LBS Financial account to an LBS Financial loan. These types of transfers are set up by the Credit Union (on behalf of the Member) to automatically transfer funds on the date a Member’s payment is due every month. LTAs will attempt to debit a Member’s account up to 4 times to satisfy a consumer loan payment (if there are insufficient funds).

Statements, tax documents, billing notices, and eNotices (Share IRA and Share Certificate disclosures and maturity notices) are currently available within eStatements. You can choose which ones you prefer to remain paper or make them all electronic!

If you switch from paper statements to electronic statements, you will no longer receive a paper statement in the mail. You may always switch back to paper statements if you change your mind.

If you have already registered for eStatements, log into Online or Mobile Banking and select "eDocuments" under the "Services" menu option. If you have multiple accounts linked, make the appropriate account selection and select the statement in question.

If you have not registered for eStatements, click on "eDocuments" and switch delivery from "paper" to "electronic" for any documents on the list and make sure to read the disclosure and accept the terms. Once you agree to the terms, your eStatements will be available moving forward, starting the next statement period. Documents are stored here for up to 18 months.