When LBS Financial obtains your credit score during the pre-approval process, the Credit Union will determine your loan rate based on your past financial history and credit. Take note that the Credit Union must obtain your credit report personally; they will not accept copies of credit reports from third parties.
How is my loan rate determined?
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Online Banking
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Open a Checking account
Open a Teen account
Open a Savings Account
Open a Money Market Account
Open a Share Certificate
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4 minute new account application.
Share Certificate can be opened within
Online Banking once your new Membership account is opened.
Opening a Share Certificate?
To open a Share Certificate, you can easily add it to your account
by logging in to Online Banking or using any of the options below:
Call us at: 800.527.3328
Visit us at any branch
or skip the line! make an appointment at a branch
Open an IRA Share Certificate
Open a Youth Savings Account
Open a Teen Savings Account
Get started on a Checking Account
Open an Investment Account
Apply for a Loan
LBS Financial Holiday Closures
LBS Financial Holiday Closures
| Date | Holiday |
| January 1, 2025 | New Year's Day |
| January 20, 2025 | Martin Luther King, Jr.'s Day |
| February 17, 2025 | President's Day |
| May 26, 2025 | Memorial Day |
| June 19, 2025 | Juneteenth |
| July 4, 2025 | Independence Day |
| September 1, 2025 | Labor Day |
| October 13, 2025 | Columbus Day/Indigenous Peoples' Day |
| November 11, 2025 | Veterans Day |
| November 27, 2025 | Thanksgiving Day |
| December 24, 2025 | Christmas Eve |
| December 25, 2025 | Christmas Day |
About Biometric Login
Biometric Log In allows you to log in to Online Banking using your mobile device’s biometrics (facial recognition, fingerprint, etc.) instead of a password. You will need to have the latest LBS Financial app installed with biometrics enabled on the “Login Biometrics” page within the app. A notification will be sent to your mobile device and once verified, you will be logged in to Online Banking!