• checking
LBS Financial’s Free Checking with eStatements combines the advantages of Free and Easy into a little something we call “Freazy.” With more access, freedom and control, “Freazy” helps you manage your daily funds starting with a simple $20 deposit.


  • No monthly fee
  • No minimum balance requirement
  • Free eStatements
  • Free Online and Mobile Banking with Mobile Check Deposit
  • Free Bill Payment
  • Fee-free access to over 30,000 CO-OP® ATMs nationwide
  • Access to over 5,000 CO-OP Shared Branches
  • Free Visa Debit Card with chip technology


  • eStatements
  • $20 opening deposit

Who Is Eligible to Join?

LBS Financial serves anyone who works or lives in more than 50 cities of Los Angeles County, Orange, San Bernardino, Riverside and San Diego Counties. We also serve many local school districts and employer groups. Click here for more information about Membership Eligibility.

Sign Me Up!

Joining the Credit Union is as simple as completing a Membership application and costs as little as $6 ($1 one-time Membership Fee and $5 goes into your savings account to keep your Membership active).  

Switching your account from your current bank to LBS Financial is not difficult. You can set up direct deposit to your new account at the Credit Union through your payroll department or maintain multiple direct deposits at different institutions until you clear all of your outstanding debits and checks. We will be happy to walk you through the process when you call or visit one of our branches. Click here for branch hours and locations.


Accepts Deposits: Yes

Hours of Operation