Home Equity Loans

At LBS Financial, we know you’re looking for ways to make your dollar go further. Our loan specialists are here to guide you through the process whether you need to obtain cash, consolidate mortgages, change your loan type or term or consolidate your debts!


  • Fixed Rate Mortgage
  • No lender origination fees*
  • 2nd Mortgage with 10 and 15-year fixed rates (and fixed payments)
  • Available for up to 90% of your home's value
  • Rates based on the amount of equity you have available


Review rates and more information.


*No lender origination fees when a minimum loan amount of $40,000 and maximum $100,000 is approved and for a maximum of 80% of your home's value. Accommodation- recording fees, title charges to clear or transfer liens, or indemnification due to construction on the subject property may be required. The borrower is responsible for these costs.


Payment Example: For a 10 year home equity loan for $250,000  where the existing mortgage does not exceed 80.00% of the property value.


At a 5.250% interest rate, the APR for this loan type is 5.292%. The monthly payment schedule would be:

  • 119 payments of $2,682.29 at an interest rate of 5.250%
  • 1 payment of $2,682.63 at an interest rate of 5.250%


Accepts Deposits: Yes

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