Refreshingly Local
Convenient Online and Mobile Banking
At LBS Financial, you get our local-banking benefits wherever your day takes you, near or far. Like our sleek, ultra-friendly Mobile Banking app that lets you take the power and convenience of our LBS Financial banking along. Or, access one of our 30,000 fee-free ATMs nationwide for cash and other banking options when you need us. Your electronic deposits can also be received here up to 2 days early!* We’re refreshingly local, wherever you’re headed.
Over the last 88 years, we’ve continued to serve our local school and college employees and the communities they serve. We are now able to serve anyone who lives or works in the local area, which includes most of Southern California. Learn more at lbsfcu.org/member
An Account that Works for You!
- Choose between our LBS Financial blue, CSULB Go Beach, or Long Beach City College Debit Card
- No monthly fees with our Free Checking with eStatements account or earn dividends with an Interest Checking account
- Get paid up to two days early with direct deposit
- 30,000 fee-free ATMs nationwide
Awards and Accolades
- 14 Years running as Press-Telegram/Gazette’s “Best Credit Union” in their reader’s poll
- Voted Best Auto Loans, Best Financial Planning Company, Favorite Workplace, Best Home Loans, Best Refinancing Company, Best Real Estate: Mortgage Broker, Best Financial: Wealth Advisor/Planner (Michael Tan), and Favorite Financial Wealth Advisor/Planner (Thomas Bette) in the 2024 Press-Telegram/Gazette’s Best of Long Beach Poll
- 12 Years running as Beachcomber’s “Best Credit Union” in their reader’s poll
- Voted Best Credit Union in the Long Beach Post’s Best of Long Beach Reader’s Poll in 2023 & 2022, and “Best Bank” in 2021 & 2019
Financial Health Scores
- A for Health & Stability from DepositAccounts.com
- Better Business Bureau accredited with an A+ rating for 22 years
- 5 Stars from BauerFinancial for financial health
The Savings is Real: Lower Loan Rates, Higher Dividends, Low (or No) Fees
Our Member households save between $421-$2,619 per year compared to banking with other financial institutions in the State of California.* Members using the Credit Union for more services often receive total financial benefits that are much greater than the average. For example, financing a $30,000 new auto for 60 months at LBS Financial will save Members an average of $168 per year in interest expense compared to what they would pay another banking institution in the state. That’s approximately $840 in savings over 5 years.
*Data from independent third-party research conducted by Credit Union National Association (CUNA) using LBS Financial’s rates and fees as of 6/14/2024 compared with an average of all banks in the State of California. $421 is an average of savings among all Members while $2,619 represents loyal, high-use Member households.
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Stellar Ratings
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