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You are eligible to become a Member of LBS Financial Credit Union if you live or work in:

The Counties of Orange, Riverside, San Diego or San Bernardino; or the following Los Angeles County cities: Artesia, Avalon, Azusa, Baldwin Park, Bellflower, Carson, Cerritos, City of Industry, Claremont, Compton, Covina, Diamond Bar, Downey, El Segundo, Gardena, Glendora, Hacienda Heights, Harbor City, Hawaiian Gardens, Hawthorne, Hermosa Beach, Irwindale, La Habra Heights, Lakewood, La Mirada, La Puente, La Verne, Lawndale, Lomita, Long Beach, Los Nietos, Manhattan Beach, Norwalk, Palos Verdes Estates, Paramount, Pomona, Rancho Dominguez, Rancho Palos Verdes, Redondo Beach, Rolling Hills Estates, Rolling Hills, Rowland Heights, San Dimas, San Pedro, Santa Fe Springs, Signal Hill, Torrance, Walnut, West Covina, Whittier and Wilmington.

• Employees of the following schools and districts: ABC Unified School District; Bellflower Unified School District; Bethany Lutheran Church & School; Cerritos College; California State University, Long Beach; Huntington School; Long Beach City College; Long Beach Schools for Adults; Long Beach Unified School District; New Horizons Christian School; Norwalk-La Mirada Unified School District; Our Lady of Fatima School; Our Lady of Refuge School; Saint Anthony; Saint Pius V Schools; St. Joseph High School; St. Cornelius School; St. Cyprian School; St. John Bosco; St. Joseph Elementary School; and Teachers Association of Long Beach (TALB). 
• Students and family members of students attending California State University, Long Beach (current students and alumni association members); Cerritos Community College; and Long Beach City College.
• Employment at our list of qualifying employers, including: AARP (American Association of Retired Persons); Airgas (Long Beach); Aquarium of the Pacific; Balboa Bay Club; Bayfront Youth & Family Services (Long Beach); Bellflower Dental Group (Bellflower); Boy Scouts of America, Long Beach Area Council; Boys & Girls Clubs of Long Beach; Cerritos Chamber of Commerce; ChildNet Youth and Family Services, Inc.; College Hospital; Community Family Guidance Center (Cerritos); Costco (Signal Hill); Costco (Lakewood); COTRAK Service Corporation, Inc.; Cowelco; Denso Sales; Dion & Sons, Inc.; Eye Physicians of Long Beach (Long Beach); Foasberg Cleaners; Gazette Newspapers, Inc.; Goodwill Industries of So. L.A. County; Greater Long Beach Girl Scout Council; Harbor Dental Society; HavenHealth (Signal Hill);  Holiday Inn (La Mirada); Holiday Inn Long Beach Airport; Joe Jost’s Inc.; LA Fitness Group (Long Beach);  Long Beach Association of REALTORS (Natural person, voting); Long Beach Day Nursery; Long Beach Honda; Long Beach Transit (Bus Co.); Macro-Pro, Inc. (Long Beach); Metropolitan Stevedore Company; Molina Medical Centers; Newport Country Club; Nu-World Business Systems (Cerritos); Perkowitz + Ruth Architects, Inc.; Polly’s Gourmet Coffee; Porteous Fastener Co.;  RBC-Industrial Tectonics Bearings (Ranch Dominguez); Retail Design Collaborative (Long Beach); Sam’s Club 6617; Sam’s Club Warehouse #6613; Sam’s Club Warehouse #6625; Schooner or Later; Scissors Hair Salon; SELACO (Cerritos); Shimadzu (Long Beach); Sierra Cheese Mfg., Inc.; Southeast L.A. County R.O.P.; The Bragg Companies; The Grove (Cerritos); The Guidance Center (Long Beach);  Weingart-Lakewood YMCA (Lakewood); Young Horizons; and Yusen Terminals, Inc. 

You may also qualify for Membership if one of your family members (parent, child, spouse/domestic partner, sibling, grandparent, grandchild, ‘step’ (i.e. stepparent or stepchild) or adoptive relation) is already a Member of LBS Financial Credit Union.

If you don’t qualify based on employment, education, geography or family, but you live or work in California, you may join LBS Financial by becoming a member of the Financial Fitness Association for an additional one-time payment of $8.00. We can facilitate this Membership on your behalf at the branch and share with you the benefits of the FFA.

We reward loyal Members with extra benefits! Members who hold a deposit of over $40,000 or who hold LBS Financial loan balances of over $100,000 qualify for Premier Membership.* Premier Members get a number of benefits, including:

• Interest Checking without a monthly service fee
• One free order of LBS Financial custom design checks each year, any design, up to $22 value**
• Free copies of checks (up to $192 annual value)***
• Free overdraft transfers
• Free Notary Service (for both Credit Union and non-Credit Union documents)
• ATM or Visa Debit limit of $3,500****
• Up to a combined total of 10 per month Free Credit Union or Cashier’s Checks (up to $600 annual value)

*Qualifications may change annually. Eligibility is reviewed once a year in the month of May. Annual renewal subject to eligibility.

**Option to select any design, up to $22 credit. Shipping fees are not included and will be added at checkout.

***Limit of 10 copies per month.

****$500 daily cash withdrawal plus a $3,000 daily Point of Sale/Signature limit for a total of $3,500 daily limit.

When you open an account we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. Federal law requires that financial institutions such as LBS Financial collect and keep this information to help fight money laundering and the funding of terrorism.