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Promotions

LBS Financial provides special discounts on certain services for our Members and runs promotions on our products and services from time to time.

 

LBS Financial Promotions

New Youth Accounts Earn $30*

LBS Financial offers Youth Accounts & Teen Accounts to help students start their financial journey. Open a new Youth or Teen Savings account online or at a branch between April 1 – May 31, 2026 using Promo Code: YOUTH2026 and we will deposit $30 in your account.

Open an Account

3.85% APY** – 5 Month Promotional Certificate

  • Exceptional rate
  • Limited time offer
  • $1,000 minimum to open
  • No maximum deposit amount
  • At maturity (if funds not withdrawn), the 5 Month Certificate rolls into a 6 Month Certificate

Open your Certificate today by logging in to Online Banking and opening a sub-account, calling us at 800.527.3328 or visiting any branch location. Skip the line and make an appointment at a branch!

Disclosures

*Youth must be a new Member to the Credit Union. Joint Owner/parental guardian can be a Member but must have an account in good standing to qualify. Must use Promo Code: YOUTH2026 at the branch or online and meet Membership eligibility and account opening requirements. $1 one-time Membership fee per Member to open the account and $5 minimum balance required at account opening. $5 minimum balance must be maintained to receive $30 credit. Teen Savings have a current dividend rate of 0.10% and an Annual Percentage Yield of 0.10%. Rates are subject to change. Parent/legal guardian must be a co-owner on account and provide child’s school ID, or California State ID and social security number at time of initial account opening. Free gift only for accounts opened at a branch. $30 deposit will be credited to account 30 days after account opening if account is in good standing. Only one $30 offer per minor and for savings account only. Offer subject to change without notice. $30 credit subject to tax reporting as dividends paid on account. Cannot be combined with any other offer or promotion.

**APY=Annual Percentage Yield. Share Certificate rates are in effect until the maturity date. APY is based on the assumption that dividends remain within the account. The dividend rate for the 5 Month Promotional Certificate is 3.78%. The dividend rate and APY are paid on the entire balance in the account. Withdrawals will reduce earnings; there are penalties for early withdrawals; and fees may reduce earnings. $1,000 minimum opening amount with no maximum deposit amount. If funds are not withdrawn at maturity, the 5 Month Certificate rolls into a 6 Month Certificate.

Rates are subject to change without notice. Promotional Certificates may be discontinued at any time.